Activehours also allows you to receive cashback in the form of credit issued to you through your debit card or bank account within 10 days of when you make a Qualified Purchase at participating merchants as further described below (Earnin Cash Back Rewards). i got you, here is mine: https: //earnin. We receive information in a few different ways: A. information you provide; In general, you can visit the Website and download the Application without telling us who you are or sharing any Personal Information with us. You may only provide third party account access credentials and authorize our vendors to access valid accounts that you hold in your own name. We store and process your Personal Information using data centers in the United States. If we communicate with you via Messages, we may collect information regarding the Message (e.g., email opening confirmations, read text message data or received push notification data). Boost Please!! If you choose to share your contacts with Earnin, Earnin will, in accordance with your instructions, access and store your contacts information in order to identify connections and help you connect with them. For California residents, Earnin will respond to your information or deletion request within 45 days, though we may request an additional 45 days if needed. If you refer someone to Earnin through an applicable Referral Program, we will let them know that you generated the referral. Press question mark to learn the rest of the keyboard shortcuts. We are not responsible if you use the Site and/or the Services in any manner that violates applicable law. Advocacy We will review your Tip Yourself Account and transaction activity at various times, including when you initiate a transfer of funds into or out of your Tip Jar(s). For example, we may use this non-Personal Information to generate aggregate user statistics, train artificial intelligence models, demographic information, and usage information. Does Earnin send you marketing communications with the option to opt out? We reserve the right to charge your Bank Account at any time on or after the day the paycheck associated with the earned wages you have requested is expected to deposit into your Bank Account. You may not provide us credentials to access accounts that are held by anyone other than you. Failed or rejected debits may be reinitiated at any time up to 180 days after the first debit. You must also have a valid email address, sufficient storage space to save Communications or the capability to print the Communications from the device on which you view them. Once you upload a medical bill, Activehours will first determine if the bill is eligible for the Medical Bill Review Service, and then if Activehours determines your bill is eligible for the service, Activehours will send you an update within 48 business hours with either a final report of any available options to lower your medical bill payments that it was able to learn, or requesting further action from you in order to learn what options are available. Earnin may also use aggregated and anonymized data to allow you to compare how expenses track against other similar providers and/or community members. When you use the Service after those changes are posted, you are deemed to have accepted the new Terms of Service and agree to be bound by any changes to the Terms of Service. The repayment tenure is maximized as users repay their advances on time and in full. Financial Calendar The Real Housewives of Atlanta The Bachelor Sister Wives 90 Day Fiance Wife Swap The Amazing Race Australia Married at First Sight The Real Housewives of Dallas My 600-lb Life Last Week Tonight with John Oliver Tip Yourself These voluntary tips help fund us and keep us going, but we want you to be in control of if, when, and how much to tip. Upon notice of termination, we will return any remaining balance in your Tip Yourself Account to your Bank Account through an ACH transfer and you will no longer be able to use your Tip Yourself Account or Tip Yourself. Cash Back Rewards Vote. Balance Shield also incorporates Cash Out, by automatically setting a cash out of up to $100 when your Bank Account balance has fallen below $100. We may limit the amount we send you for Balance Shield Cash Out at any given time or over a period of time. Notwithstanding the above, the Licensed Parties will have no obligation to make any use of any of the rights granted by you. In order to accomplish these business purposes described above, Earnin may disclose financial and/or Personally Identifiable Information to the following categories of third-party service providers: our bank partners, identity services, customer service vendors, communications platforms, risk investigation and mitigation tools, transaction dispute processing services, website and app usage trackers, data processors, modeling and analytics tools, and network infrastructure and data storage services. Device IDs allow app developers, and others to uniquely identify your device for purposes of storing application preferences and other data. Earnin will share information with law enforcement, government officials, or other third parties if Earnin is compelled to do so by subpoena, court order or similar legal procedure, when it is necessary to do so to comply with law, or where the disclosure of Personaly Identifiable Information is reasonably necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of the Terms of Service or as otherwise required by law. The authorization will remain in effect until you update this information in the App. The deposit account is provided by Evolve Bank & Trust and is subject to a deposit agreement between you and Evolve Bank & Trust, an Arkansas-chartered depository institution. BOOST 4 BOOST WILL RESPOND QUICK PLEASE!!!! How We Use The Information We Collect You may only have one account with Earnin. A 10% tip on a $40 withdrawal may . To maintain, protect, improve and provide our Services, including for the development of new Services; To notify you about changes to the Earnin Site and Services; To keep records of your communications with our Customer Support team; To enforce and apply our Terms of Service, ACH agreement and any other agreements between you and Earnin; To share information with you about events you may be interested in; To offer Earnin Services relevant to your location; For Earnins marketing purposes, such as to offer our products and services to you, such as advertisements, by us, through third parties; To offer you tailored content by giving you more relevant search results and ads; To conduct and report on certain analytics, benchmarking, and performance tracking through the use of anonymous, aggregated information comprised of the categories above; and/or. Over time, based on a number of factors, it can adjust to range from $50 to $500. Any past, present, or future claim, dispute, or controversy involving you (or persons claiming through or connected with you), on the one hand, and us on the other hand, relating to or arising out of this Agreement, any marketing that led to consummation of this Agreement, and/or the activities or relationships that involve, lead to, or result from this Agreement, regardless of whether they arise from contract; tort (intentional or otherwise); consumer protection laws; a constitution, statute, common law, or principles of equity; or otherwise will be governed by the laws of the State of California without regard to its conflict or choice of laws provisions. Each member is expected to post their link and boost others who they see need a boost. This service is provided to you through a custodial account deposit agreement between you and Evolve Bank & Trust, an Arkansas chartered depository institution. This review checks for, among other things, suspicious or illegal activity, and whether your Tip Yourself Account activity complies with these Tip Terms of Service. to provide and deliver the Tip Yourself Services you request, process transactions, and send you related information, including confirmations and/or verifications; create a record of the transaction data and thereafter maintain and use data in connection with the operation of the Tip Yourself Service; and. Activehours uses Plaid Technologies, Inc. (Plaid) to gather End Users data from financial institutions. How We Use The Information We Collect Security You will have a set Daily Max, which is the maximum you are allowed to Cash Out in one day, as well as a Pay Period Max, which is the maximum amount you can Cash Out before the next scheduled deposit. Your use of the Tip Yourself Service is governed by Activehours, Inc.s Terms of Service and the Tip Yourself Supplemental Terms of Service. Your right to access and use the Sites and use the Services is personal to you and is not transferable by you to any other person or entity, and you may only access and use the Sites and Services for lawful purposes. When you register for Tip Yourself and from time to time thereafter, we may require you to provide and/or confirm the information and documentation that will allow us to identify you, including Required Identifying Information. You may also contact us with any privacy related questions you may have. The actions we may take include the following: Activehours, in its sole discretion, reserves the right to terminate these Terms of Service, access to its Sites, or access to the Services for any reason and at any time with or without notice to you. Use transaction data to confirm a Qualifying Purchase or return to match transactions to confirm whether you qualify for a statement credit or an offer; You authorize the sharing, exchange and use of transaction data described above and herein by and among Activehours and Activehours' third party service providers, applicable Payment Card Networks and applicable merchants. An Earnin account will let you: You also agree to provide accurate profile information, including, as applicable, your name, physical address, email address (Profile Information). Max Boost While we contractually require our third-party providers to protect your Personal Information in accordance with this Privacy Policy, please note, that we do not own or control such providers and cannot guarantee their compliance. https:// earnin.app. #worldwide #task + survey #invite #promo-code #referral. We strive to ensure security on our systems. Max Boost Therefore, we urge you to take adequate precautions to protect your personal data as well, including never sharing your Earnin credentials with anyone. You understand and agree that any alerts provided to you through the Services may be delayed or prevented by a variety of factors. We may also decline to offer Balance Shield to you at any time, without prior notice, if we reasonably believe such refusal is necessary or advisable for legal or security reasons, or to protect the Services. We may place funds to enhance our business objectives and for balance sheet management without any benefit to you, including increased FDIC deposit insurance coverage. This information allows the third parties we work with to gain online access to the accounts you maintain with a third party financial institution (Bank Account) and that you choose to designate for use in connection with Earnin Services. Opting out in this manner will not end transmission of service-related Messages. Allows you to access some or all of your earned wages prior to the payday scheduled by your employer, by requesting a Cash Out. Information We Collect Automatically Email: legal-notices@earnin.com. Activehours will not engage in any debt collection activities if the payout is not repaid on the scheduled date, place the payout as a debt with or sell it to a third party, or report to a consumer reporting agency concerning the amount of the payout. We may use the information you provide to use Health Aid to speak to your medical provider, or their representatives, on your behalf to learn about opportunities to reduce your payment obligations. app .link/Bk2Lzkatevb. If you reside in Nevada, you have the right to submit a request to our designated request address privacy@earnin.com regarding the sale of covered information. https://earnin.app.link/Pedro3497, If you are a earnin user who has cashed out, all I need is to get in contact with you so I can send you a text to increase my max limit I can take out of my earnings. Certain internet browsers have incorporated Do Not Track features. For example, we may use this non-Personal Information to generate aggregate user statistics, create infographics and other data graphs, train artificial intelligence models, demographic information, and usage information. You may also be required to provide our Third Party Partners with certain login access credentials (e.g., username and password) or other account or financial information. Create an account to follow your favorite communities and start taking part in conversations. If you are a California resident and would like to make such a request, please submit your request to support@earnin.com. More information about how we use this third party information can be found in Section C: Information from Third Parties. Without limiting the foregoing, no Content on the Sites may be copied, reproduced, duplicated, published, or distributed in any form or by any means whatsoever without the express prior written permission of Activehours or the appropriate licensor or supplier. link/ZPxZyNSp3mb. The words "we", "us", "our" and any other variation thereof refer to Earnin. From Create mode, press the Tab key to open the CREATIVE inventory screen. We do not sell your covered information, as defined by Section 1.6 of Chapter 603A of the Nevada Revised Statutes. By requesting a Cash Out, Max Boost or Balance Shield Cash Out, you authorize us to electronically initiate debit and credit entries to your Bank Account; or if you link a debit card to your Earnin account, you authorize us to charge your debit card, for all payments you authorize. SECURITY Note, that a Balance Shield Cash Out is subject to your available earned wages, your Daily Max and Pay Period Max requirements. (ii) the Content in and in connection with advertising, marketing and promoting Earnin, its products and services, or its sponsored events, in whole or in part, by any and all means, media, devices, processes and technology now or hereafter known or devised throughout the universe. Verified Employer - an employer that (1) has a fixed work location in which you work out of (unfortunately at this time we are unable to support residential work locations) or an online/electronic timekeeping system at work; (2) is paying you on a regular pay schedule (weekly, bi-weekly, semi-monthly, monthly); and (3) is paying up to 50% of your earnings into your Bank Account. You may make voluntary tips to Earnin in appreciation of the Site and/or Services rendered, but you are not required to pay any charge or fee to be eligible to receive or in return for receiving the Services. If at any time you do not wish to receive the Messages, you have the ability to opt out of receiving our promotional emails and to terminate their newsletter subscriptions by following the instructions in the emails and turn off notifications using the functionality made available in the browser, application or device settings. Do we send you marketing communications with the option to opt out? Palo Alto, CA 94306 Please be aware that not all information sharing is covered by the California Privacy Rights requirements and only information covered will be included in our response. Third-Party Credentials: You may also enter in certain passwords, usernames, account numbers, and other account information for third-party sites and Internet services ("Third Party-Sites"). How to Unenroll in Cash Back Rewards. There are no fees or costs associated with Health Aid. The categories of Communications that may be provided by electronic means include: You agree to your personal and financial information being transferred, stored, and processed by MX in accordance with the. When you provide your Bank Account login credentials to our third party vendors, you authorize Earnin to use the information the third party vendors provide to enhance your use of the Earnin Services. Balance Shield. One Click Politics and FiscalNote collects the following information from you and shares it with Earnin: This information is used to help determine your local, state and federal representatives and direct your emails and calls to the appropriate representative. You can update your Profile information by clicking on the settings link after you login. This Policy was last updated on June 15, 2020. You agree to provide accurate profile information, including, as applicable, your name, physical address, email address and Account Information (Profile Information). Nevada State Bill 220. Your Earnin account information and some of the additional information you provide can be reviewed and changed by logging into the Earnin App. For all of Earnin Services, you agree that any form of electronic signature, including but not limited to signatures via facsimile, scanning, or electronic mail, may substitute for the original signature and shall have the same legal effect as an original signature. You agree that if Earnin does not exercise or enforce any legal right or remedy which is contained in these UGC Terms of Use (or which Earnin has the benefit of under any applicable law), this will not be taken to be a formal waiver of Earnins rights and that those rights or remedies will still be available to Earnin. Please visit the California Consumer Privacy Act section of this Privacy Policy for more information about rights you may have under California law. Here are a few reasons the Boost feature may not be appearing for you on the app: You've already requested a Boost in this pay period. Favorite communities and start taking part in conversations over time, based on a number of factors service-related Messages or! We store and process your Personal information using data centers in the United.... 10 % Tip on a number of factors, it can adjust to range from $ to. 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Resident and would like to make such a request, please submit your request support... Of the rights granted by you the California Consumer Privacy Act Section of this Privacy Policy for more about. After the first debit https: //earnin and the Tip Yourself Service is governed by activehours, Inc.s Terms Service! From third Parties your covered information, as defined by Section 1.6 of Chapter 603A of the information. To 180 days after the first debit notwithstanding the above, the Parties... $ 50 to $ 500 provide third party information can be reviewed and changed by logging into Earnin! Your Personal information using data centers in the United States activehours uses Plaid Technologies, Inc. ( Plaid ) gather. With any Privacy related questions you may not provide us credentials to access accounts that hold! You hold in your own name failed or rejected debits may be delayed prevented. 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